Thanks, all. I assumed that I should wait until everything was ready to go before contacting a lady, but it looks like this is unnecessary (and counterproductive). As long as I’m honest that I won’t be there until January so I can save up I agree that it’ll be OK.
P.S. The Newbies Guide and What Every Client Should Know were enormously helpful in understanding what to do and expect and dispelling the unease with something that’s entirely new.